Joel Fleming. portfolio manager UBS Asset Management
The success of the likes of Uber and Airbnb highlight how the biggest companies of today aren’t necessarily the ones with a 10 or 20 year track record, but those which can best identify and fill a gap in our current marketplace. The UBS Microcap Fund doesn’t purport to find the next $100 billion company, however, by finding and evaluating the right people in the right companies in the microcap sector, it does seek to access the opportunities presented and tap into emerging growth.
See Joel in action by viewing episode 5 of Learn from the Money Masters.
The UBS Microcap Fund Money Masters course with Joel Fleming will give you insights into:
Joel Fleming /
portfolio manager UBS Asset Management
Joel Fleming is a portfolio manager in the Australian Small Companies team and shares responsibility for analysis of Australian emerging companies. He is the dedicated portfolio manager of the UBS Microcap Fund. Joel joined UBS Asset Management in October 2011, following the acquisition of ING Investment Management (ING IM).
The UBS Microcap Fund believes in the full potential of the investable universe, and looks outside the top 100 companies to access this value. By thinking outside of the markets’ short-term focus, the fund seeks to access companies which have the ability to grow through to their full potential.01.
The UBS Microcap Fund utilises an experienced team and is backed by the resources and network of a major financial institution. These resources allow the team to focus completely on the in-depth analysis needed to succeed in the microcap market.02.
Aims and Objectives
By identifying exciting businesses early on in their development, the UBS Microcap Fund aims to deliver long-term capital growth and beat the small ordinaries benchmark.03.
Role in Portfolio
Although other managers may be wary of the fast-paced nature and diversity of the microcaps space, the team at UBS sees these factors as crucial to opportunity. By noting the rapid changes in the world and in technology, the fund attempts to mitigate the inherent risks and deliver returns. As such, the UBS Microcap Fund aims to supplement an existing portfolio by providing access to a higher-risk market segment which may be suitable for those with the right risk tolerance and a desire for long-term capital growth.04.
The team behind the UBS Microcap Fund consists of four passionate, experienced individuals who are specialists in the area of small and microcaps. This unique team creates a holistic view of potential investments through close market analysis and in-depth company visits and evaluations, which helps the team to successfully spot emerging opportunities.05.
Rules and Returns
The UBS Microcap Fund holds between 40 and 70 stocks, with no individual one exceeding 10 per cent of the fund. Since its inception, the fund has returned in excess of 15 per cent, per annum net of fees.06.
Buy and Sell Disciplines
The disciplined approach adopted by the UBS Microcap Fund means a lot of time is spent ensuring the suitability of potential investments, and that the appropriate milestones are achieved in accordance with projected timelines. The fund goes on a journey with the companies it invests in, however does not shy away from selling if the value offering of these stocks change.07.
The Ideal Investor
Those with a higher risk tolerance may be interested in investing in this fund, as it serves to supplement overall portfolios with a minimum $20,000 investment. Additionally, the UBS Microcap Fund may be suitable to investors who want to add to longer-term capital growth within their portfolio.08.
Key Considerations for Investors
While microcap investing can sometimes be seen as a gamble, the UBS Microcap Fund team takes a dedicated investment approach to harness risk. By diversifying its portfolio, the fund attempts to find that next small company that may be a Top 100 business of the future and provide investors with capital growth in the long term.09.
Test yourself /
The second part of the Future Talk Season 2 CPD course sees Bryce Doherty interview industry leaders about the political landscape surrounding financial services. Occurring in the midst of COVID-19, the series aims to address how Australia’s changing economic circumstances are impacting the financial services industry, what the future holds for financial advice and whether there are better ways to serve the public and keep them engaged.
Future Talk Season 2 sees Bryce Doherty interview industry leaders about the political landscape surrounding financial services. Occurring in the midst of COVID-19, the series aims to address how Australia’s changing economic circumstances are impacting the financial services industry, what the future holds for financial advice and whether there are better ways to serve the public and keep them engaged.
In this CPD course, you will watch candid chats with leaders on the future of the financial services industry. This program is where industry leaders discuss change, market evolution and strategy – focusing on politics, advice, superannuation and platforms.
In this CPD course, watch candid conversations Bryce Doherty, CEO at UBS Asset Management has with Senator Andrew Bragg, and Sally Loane at the FSC on the future of the financial services industry.
In this course, you'll get actionable insights into the 6 big questions facing Australian institutional investors today. As with nearly $2.9 trillion in assets, the super sector is now larger than the entire Australian equity market - and it's valuable for advisers to see how these large investors are allocating their funds, as they're in a position to influence how people manager their money into retirement.
In this CPD course, you will see Vanessa Stoykov, Jenny Josling and Jason Ciccalollo (Orbis Investments) interview CIOs Suzanne Branton at CareSuper, Damian Graham at First State Super and Michael Block at Australian Catholic Super on where they see investment opportunities, governance, how they value advice and supporting their members.
In this CPD course, you will see Vanessa Stoykov, Jenny Josling and Jason Ciccalollo (Orbis Investments) interview CIOs Sam Sicilia at Hostplus, Ian Patrick at Sunsuper and Kristian Fok at CBUS on their investment strategy, how they value advice, and member engagement and returns.
In this CPD course, Pina Sciarrone from AIA Australia sits down with Kris Mason from MBS Insurance to explore the key things you need to know about the benefits of a risk only business and how scale can work to your advantage.
In this CPD course, Pina Sciarrone from AIA Australia sits down with Dan Blatch from IMFG - Corporate Wealth Solutions, to explore the key things you need to know about setting up the structure of a successful business.
In this CPD course, Pina Sciarrone from AIA Australia sits down with Jessica Brady from Fox & Hare - Financial Advice to explore the key things you need to know when starting a new advice business, and how the Royal Commission and legislative changes have impacted the way they work with clients.
This CPD course, featuring Olympic gold medallist and swimming record-breaker Michael Klim, explores the reasons for the life insurance gap in Australia and the triggers that can lead to a conversation about income protection.
This CPD course, featuring Wallabies star Bernard Foley, explores why clients may have regrets about their position on the property ladder and how to educate them about the cyclicality of certain investments.
As Warren Buffett once said, it pays to be greedy when others are fearful, and fearful when others are greedy. This is never more true than when looking at the global opportunity set, where an abundance of headlines can create a lot of fear and confusion. When investing from a contrarian perspective, these are the moments to take the path less travelled.
Nadun was a doctor who emigrated to Australia with his family. He's young, successful, healthy and passionate about his work - which is why it took everyone by surprise when he had a stroke. But thanks to his financial adviser and the insurance arrangements they made together, he was able to get back to what he does best.
Emerging markets, by their very nature, are characterised by incredibly diverse investment opportunities. And while there are certainly pockets of volatility, Geoffrey Wong explains how a disciplined approach can yield strong risk-adjusted returns.
Soccer star Kyah Simon takes her sport very seriously, and is also passionate about her Aboriginal activism. She was also raised with a keen understanding for the value of money, and with the help of her financial adviser, she’s about to learn even more.
As we’re moving into a projected “Asian Century,” it helps, as investors, to have a deeper understanding of the region than before. Part of that may involve redefining our traditional definitions of “emerging markets” as well as developing keen insights in the opportunities presented by an emerging Asian consumer class.
Despite being an exceptional athlete, Madi's still concerned about paying rent and one day buying a property. It's time she got the lessons she needs to help her reach those goals.
In this Thought Leaders Series, Platinum Asset Management portfolio manager Bianca Ogden discusses why healthcare is becoming such an exciting sector to invest in, touching on the new technologies and distribution methods being deployed and how certain traditional elements of healthcare are being disrupted.
In this series, Projit Chatterjee of UBS Asset Management explains some of the key reasons why investors should be looking to emerging markets for future growth. It’s not just about finding a bargain; it’s understanding the underlying factors that make EM a convincing long-haul proposition.
An accident can have devastating consequences for clients, both physically and emotionally. In this AIA Australia claimant story, we meet Phil who after suffering from a knee injury that resulted in twelve operations left him unable to work.
An illness can have devastating consequences for clients. In this AIA Australia claimant story, we meet Ingrid who after receiving the devastating news that she had cancer, needed to be able to focus physically and emotionally on getting the best treatment for her recovery. Thanks to her adviser and her Crisis Recovery and Income Protection Insurance she was able to.
Pasquale had a young family, a successful pharmacy business and a commitment to good health. Then he had a heart attack. It was completely unexpected and, were it not for his crisis recovery insurance, his medical problem would have been compounded by financial ones. In this series, we look at how insurance helped him not only get back on his feet but also look at making some changes in his life.
The economic weight of the world is shifting. 10 years ago, emerging markets made up about 30% of the world’s GDP, now it’s almost half. UBS Asset Management’s Geoffrey Wong makes the case for emerging market opportunities for growth investors.
In the Thought Leaders Series, OneVue MD Connie Mckeage discusses the challenges the industry has experienced and what can be done to provide support for the industry to move forward in this post Royal Commission environment. Connie also shares a future gaze for the industry and how advancements in technology, the impacts of block chain, and new payments platform will change the way we do business.
Despite living in an age where we’re absolutely deluged with information, it’s becoming increasingly difficult to separate the signal from the noise. This is especially true in investing, where markets can be influenced by something so small as an errant Tweet. In this Market Update series, Platinum CEO Andrew Clifford explores where the true opportunities are hiding.
In this quarterly update, Financial Planning Association chief executive Dante De Gori discusses how the advice industry is being reshaped by reforms, the Royal Commission and the court of popular opinion. While advisers will face multiple challenges over the next few years, De Gori has some practical advice about how to move the industry forward.
An accident or illness can have devastating consequences for clients and that’s before financial considerations are even taken into account. When Carla's daughter was diagnosed with leukaemia she never imagined how much her adviser and AIA insurance would be able to provide the support she needed. Due to having family income protection insurance Carla was able to be there for her child when she needed her most.
In a time of sweeping regulatory change and the entrance and availability of new disruptive technologies, the financial advice is arguably at a precipice - the question is, how do you take the leap? In this series, we talk to four industry experts about how advisers can streamline their business, improve their margins and better articulate their value proposition.
Asia has changed massively over the last few decades, and in ways that the West aren’t seeing. In markets where each person having two smartphones is the new norm, or where domestic brands are beating international giants, how do you invest where the only constant is change?
As the backbone of our daily lives – from the bridges we cross to the electricity we use – infrastructure requires constant upkeep, upgrades and reinvestment. In this Market Update episode, Jeremy Anagnos of CBRE Clarion Securities examines how this basic principle, in addition to new types of emerging infrastructure, underscores an attractive investment opportunity.
A life-threatening accident revealed a disease that would last him the rest of his days, and Craig found himself unable to continue work as a surgeon in Australia, let alone overseas for our armed forces. The latest in our Insurance Masters series is a story of renewed purpose and highlights the role financial advice plays in changing lives.
Recognising the common practices of the ‘Big Four’ banks, and Australians’ fascination with real estate and minerals, the BlackRock Concentrated Industrial Share Fund aims to provide an extensive portfolio for the average Australian retail investor to help diversify their investments.
Australians have a huge domestic bias with their investing, so why would a portfolio designed for Australians focus on Australia? To avoid doubling up on stocks, and to provide diversity, the UBS Global High Conviction Fund focuses on quality stocks that Australians tend to have no exposure to. Combined with a strict and thorough vetting process for included stocks, this portfolio is aimed to provide global equity exposure to compliment those with a home bias.
A herniated disc sounds agonising enough. But add to that the fact that you’re a brand-new parent, and you’re in whole new world of pain. This was the reality for Andrew and his family when he got injured at work. With wife Hayley on maternity leave and Andrew out of work (and a long medical journey ahead of him), just keeping up with the mortgage wouldn’t have been possible if it hadn’t been for the insurance cover they’d had the foresight to take out.
Volatility is back in markets this year and the risks of not paying attention are magnified. In fixed income, interest rate shifts and central bank actions make it particularly important to be aware of recurrent myths surrounding this asset class.
Succession planning is a challenge for any business, but the stakes are higher when you're managing almost $30 billion in assets. As legendary investor Kerr Neilson steps down as CEO of Platinum Asset Management, we sat down in an exclusive interview with fellow co-founder and new CEO, Andrew Clifford, and talked about how one of Australia's largest asset management firms handles succession.
As an asset class, fixed income is often overlooked in favour of newer and more dynamic investment strategies, however, at a time when we’re expecting to feel the result of quantitative tightening around the globe, and volatility and uncertainty are returning to markets, perhaps predictability and stability of returns are just what’s needed. In this Market Update, Anne Anderson of UBS Asset Management makes a case for fixed income, how it’s being used by younger investors to realise their goals, and why it’s needed now more than ever.
The MFS Global Equity Trust uses a unique management style with the aim to outperform the MSCI World Index and present growth at reasonable prices. The trust's truly long-term investment horizon and the investment analysts it has positioned globally result in a unique strategy which attracts long-term investors seeking lower volatility over a market cycle.
Rising stock prices may entice investors, but Platinum Asset Management believes the price must match the opportunity. In this series, Douglas Isles, investment specialist (retail) for Platinum Asset Management, explains how the group exploits change, fear and excitement in order to secure long-term growth for clients.
Investors have benefited from strong returns in Australian equities for years, but can they still justify heavy domestic investment with a population of just 24 million? Bryce Doherty of UBS Asset Management examines changes across the globe, the rising economic strength of China and the evolution of the Australian advice industry, to analyse where future opportunities lie.
Value investing relies on a fund manager’s ability to uncover under-priced assets where others don’t look, or perhaps can’t see them. But in an increasingly complicated global environment, what impact is this having on the way alpha is assessed and managed? In this Thought Leaders video series, Will Low, head of global equities at Nikko Asset Management explores two of the biggest influencing factors to investment management at present, and discusses what this means for the future of investing.
Innovation is all around us and its effects are pervasive. In this Market Update series, Chris Rands from Nikko Asset Management discusses the impact of innovation now and in the future, how it’s affecting fixed income and inflation, and why we need to rethink sources of income and returns with regards to this.
With a multitude of ETFs on offer, it can be difficult to know which might suit your needs best and to really understand ‘what’s under the hood’. iShares’ due diligence checklist can help you to understand ETF construction, costs and potential outcomes for your portfolio.
The investment team that manages the Franklin Templeton Multisector Bond Fund believes one of the biggest risks facing today’s bond investors is that fixed income around the world has been highly distorted by central bank actions.
Stability of income is key in today’s lower for longer environment, and could be combated by a contrarian investment approach which takes opportunistic leaps into particular equities. This strategy enables Allan Gray to minimise volatility traditionally associated with equities by going stronger during market troughs and pulling back during peaks to address your clients’ income needs.
If there’s one word that isn’t encountered often in the investment world, it’s simplicity. This rarity however, is what the RARE Infrastructure Income Fund finds most appealing about the infrastructure market and looks to it for stability, income and as an essential service to the community.
In this Market Update series from Orbis Investments, investment team member Graeme Forster discusses where he’s currently looking for value and why stable, predictable businesses are no longer the places to find it. Graeme also explores the future of the auto sector, and how the disruption of this market is creating pockets of value.
The Perpetual Diversified Real Return Fund is designed to target a level of return while minimising risk, through utilising a multi-asset approach, which can be beneficial to both accumulators and investors who are winding down into retirement.
Equity markets have performed strongly in the past years, with the US being the strongest performer and valuations at historic highs. Platinum asks – is this going to keep going? The Platinum International Fund seeks out assets that are mispriced through buying undervalued shares across the globe to find the best opportunities for investors over the long term. With a flexibility to move to cash and the ability to short positions, it takes full advantage of the Platinum investment process.
In his most recent quarterly update, FPA chief executive Dante De Gori discusses the association’s proposal for degree equivalency and why he believes it’s important that both prior learning and experience are recognised as part of this. This quarterly update series also provides an update on the regulatory changes impacting the industry, as well as ASIC’s current priorities and the upcoming Financial Planning Week.
In this Market Update series from Nikko Asset Management, head of Australian equities, Brad Potter, explores the key trends currently shaping our equity markets and discusses how these will impact investors. Brad also analyses the impact China is having on the sector and how this could help to keep the mining industry afloat.
In this Market Update series from UBS Asset Management, portfolio manager, Joel Fleming, introduces you to the microcap investment universe to debunk some misconceptions around the asset class, and to share how UBS evaluates opportunities in this space. Joel also explores the benefits microcaps can offer investors, and why he believes an investment in microcaps is an investment in innovation.
Property provides a cover for most of the aspects of our lives and is a tangible asset class which can be physically inspected and assessed. The Folkestone Maxim A-REIT Securities Fund invests in a variety of ASX-listed real estate securities which own office, retail, industrial and real estate-related social infrastructure. Using a high conviction active management approach and drawing on the expertise of the larger Folkestone group, the fund aims to achieve returns 1.5 per cent per annum (after fees, before tax) above the S&P/ASX 300 A-REIT Index over rolling three year periods for clients. In a world where returns are getting harder to attain, especially with a passive approach, the Folkestone Maxim A-REIT Securities Fund looks outside of the index and aims to provide investors with a steady income stream with a lower level of volatility than the rest of the market.
In this market update series from Platinum Asset Management, portfolio manager, Clay Smolinski shares his views on why the US market may no longer be the place to be moving forward for investors seeking international exposure and what he sees as the golden rules to portfolio construction. Clay also discusses behavioural finance and the link between psychological behaviour and stock prices.
In this market update series from Platinum Asset Management, chief investment officer, Andrew Clifford shares his views on what the group’s excited about in 2017, how his team works to identify the biggest market risks, and the investment philosophy that underpins the Platinum brand.
ETFs have been one of the fastest growing investment products in Australia recently as self-managed superannuation fund users continue to adopt ETFs for the flexibility and transparency they provide. As a smart beta ETF, the UBS IQ Morningstar Australia Dividend Yield ETF provides the benefits of a traditional ETF in addition to a research-based process which allows it to identify 25 high quality and high yielding securities, underpinned by Morningstar Research.
As investors become more aware and new technologies become more readily available, Australia’s financial services industry will have to step up and innovate to take advantage of these opportunities, or risk getting left behind. In this two part series, Sam Hallinan, managing director of Nikko Asset Management Australia, discusses the evolution of financial advice and asset management, and future gazes as to how the entire financial services value chain will adapt going forward.
Choice and control are the two main drivers compelling Australians to set up their own self-managed superannuation funds (SMSFs). A recent report into the sector, ‘SMSF Insights’, by UBS Asset Management and the Financial Services Council found that SMSFs now comprise one-third of Australia’s total superannuation pool and over 70 per cent of SMSF trustees utilise the services of a professional adviser. In this two part series, Bryce Doherty, head of Australasia at UBS Asset Management, discusses the findings from this report and shares the demographic and attitudinal trends that are shaping how Australians approach SMSFs.
The beginning of 2017 has already seen much legislative change for Australia’s financial services industry, with more to follow over the course of the year. In this No More Practice/FPA Quarterly Update, Dante De Gori details what these changes are, when they are set to take place, and what this means for Australia’s advisers. Dante also sets out what the FPA is doing for members in 2017 and how it plans to engage the Australian public in financial planning.
The Nikko AM Australian Share Income Fund employs a comparative value analysis approach to investing, which enables it to identify and invest in stocks which hold intrinsic value. In this Money Masters course with Malcolm Whitten, you will learn about the dual portfolio manager system utilised by Nikko Asset Management, how this is beneficial to the Nikko AM Australian Share Income fund and the buy and sell discipline which underpins the fund.
The Macquarie Winton Global Alpha Fund (offered via the Macquarie Professional Series) aims to identify momentum signals in the market combined with seasonality and relative value signals to build a well-diversified portfolio. This Money Masters course with Andy Grimes will explore how the investment team manages risks and what kind of investors are best suited to the Winton Global Alpha Fund.
The Macquarie Income Opportunities Fund aims to provide security for investors during periods of low market yield, through its disciplined yet flexible investment philosophy. This Money Masters course with Brett Lewthwaite will explore how the fund aims to achieve investment returns over the medium to long-term, what type of investor is best suited to the fund and the team that supports it.
The Austock Life Imputation Bond Money Masters course with Richard Atkinson explores the varied roles an imputation bond can play and how these can assist investors at different life stages and with different goals. Richard also discusses the tax advantages the Austock Life Imputation Bond offers and the range of investment options the bond has access to.
A flat structure and a highly experienced investment team informs the philosophy and investments behind the Nikko AM Global Share Fund. In this Money Master course, Iain Fulton explores how the concept of free-thinking informs Nikko AM’s investment philosophy, the buy and sell discipline behind the Global Share Fund and what Nikko Asset management means by the term ‘future quality’ and why they actively seek this out.
The UBS Diversified Fixed Income Fund is founded on a fundamental research-driven approach, which seeks out opportunities across the fixed income investment universe to maximise total returns for investors. In this Money Masters course, Anne Anderson explains what fixed income is and how investors can use it in their portfolios, the dual benchmark the UBS Diversified Fixed Income Fund is aligned to and the buy and sell discipline that underpins the fund.
The T. Rowe Price Global Equity Fund provides investors with exposure to equities on a global scale across developed and emerging markets to help them diversify their portfolios and achieve their investment goals. This Money Masters course with Kurt Umbarger will provide insights into the benefits of investing in global equities, and how T. Rowe Price evaluates and selects companies for inclusion in the portfolio.
The Tribeca Alpha Plus Fund combines a number of different investment approaches as part of the fund’s thorough market analysis. This Money Masters course with Sean Fenton will give you insights into how the fund can assist most investors to reach their goals, the fee structures associated with the fund and the tax implications behind it.
The Magellan Asset Management Global Equities Fund aims to provide investors with access to best-of-breed global companies to assist them in diversifying their portfolio and giving them a competitive advantage. This Money Masters course with Nikki Thomas will give you insights into Magellan’s due diligence process for stock selection and how the fund invests according to a dual investment bucket approach to provide stable returns whilst accessing optimum investment opportunities.
The Schroder Australian Equity Fund takes a long-term approach to economic value creation for investors by investing in select Australian equities. By undertaking this Money Masters course with Martin Conlon, you will learn about the role Australian equities play in an investment portfolio as well as the investment philosophy behind the Schroder Australian Equity Fund and what type of investors are best suited to it.
Australian investors tend to have a strong home investment bias which can leave them vulnerable to market fluctuations and can cause them to miss out on global investment opportunities. The Platinum Asia Fund aims to address this by offering Australian investors with more international exposure. In this Money Masters course, Kerr Neilson explains why the Platinum Asia Fund chooses not to track a benchmark and the ideal time-frame individuals should consider investing in the fund for.
The Orbis Global Equity Fund provides investors the opportunity to access global shares which are priced significantly below their fair value, which can help investors to generate a return and reduce risk over the long-term. In this Money Masters course, Ben Preston explains what a contrarian investment philosophy is, as well as the fee structure behind the Orbis Global Equity Fund and what kind of investor it’s best suited to.
The Blue Sky Alternatives Access Fund Money Masters course with Alex McNab will provide insight into what constitutes an alternative investment, how the fund accesses them, and the research process the Blue Sky team employs to assess the quality of these investments. This course will also explore what type of investors are best suited to the Blue Sky Alternatives Access Fund and the rules and practices that govern the fund’s decision-making.
Applying an ethical screening overlay to its investment universe allows the Australian Ethical Emerging Companies Fund to seek out positive investment opportunities whilst avoiding negative stocks. In this Money Masters course, David Macri explores how the Australian Ethical Emerging Companies Fund works to manage risk and what kind of investors are best suited to the fund’s ethical investment approach.
The BetaShares NASDAQ 100 ETF Money Masters course with Alex Vynokur will educate you on what an exchange traded fund (ETF) is and how it can be traded, and the tax and administration benefits it affords investors. The course will also delve into how the BetaShares NASDAQ 100 ETF can provide currency diversification to the US dollar, as well as diversification by investing in the largest 100 non-financial stocks on the NASDAQ stock exchange.
The RARE Infrastructure Value Fund aims to utilise the listed market to replicate the risk return profile of unlisted infrastructure. In this Money Masters course, Nick Langley will explore how an investment in listed infrastructure can be used in a portfolio, the ideal investment horizon for infrastructure assets and the research process RARE employs when it comes to stock selection.
Investing in Asian Real Estate Investment Trusts (REITs) can provide Australian investors with portfolio diversification as well as a stable income investment over time, says Michael Doble in his APN Property Group Asian REIT Fund Money Masters course. This course explores what the Asian property market has to offer, how investors can access this, and how APN manages risk when investing in Asian property trusts.
An investment in Australian Real Estate Investment Trusts (AREITs) can provide investors with a stable income investment over the long-term. The APN Property Group AREIT Fund Money Masters course with Michael Doble explores the Australian REIT market and what tax benefits accessing this market can provide for investors.
The Franklin Templeton Global Aggregate Bond Fund aims to provide investors with access to global fixed income markets by utilising an actively managed investment strategy. In this Money Masters course, John Beck discusses how global bond exposure can provide portfolio diversification, Franklin Templeton’s disciplined approach to risk and opportunity, and the types of investors best suited to the fund.
The IOOF MultiMix is a multi-manager solution which invests in a variety of asset classes and carries a number of different risk profiles. This Money Masters course with Dan Farmer will explore how a multi-manager strategy can form the cornerstone of your client’s portfolio and the benefits of having a range of specialised skillsets in the selection of managers. The course will also delve into the type of investor best suited to this product and the rules of investment and performance associated with the IOOF MultiMix funds.
The Australian Ethical Australian Shares Fund (previously Smaller Companies Trust) Money Masters course with Andy Gracey discusses how the fund can provide social conscious investors with an ethical alternative without needing to compromise their return objectives. Andy discusses how the Australian Ethical Australia Share Fund provides portfolio diversification while still accessing a range of forward-thinking and ethical asset classes.
The Triple3 Volatility Advantage Fund aims to deliver long-term absolute returns with an emphasis on strong positive returns when markets decline. This Money Masters course with Simon Ho will explore the strategies the fund employs to enable it to provide real returns even in market downturns, as well as how it utilises volatility as an investment class.
The Allan Gray Australia Opportunity Fund is a conservative investment designed to provide stable returns across most market conditions. This Money Masters course with Simon Mawhinney will explore the strategies the fund employs when aiming to achieve this, as well as the unique features and key opportunities the fund affords its investors.
The CommBank Deposit Plus Money Masters course with Steve James will explore how this deposit series works to allow advisers to find tune their clients’ interest rate exposure based on the group’s view of interest rates over the medium to long term. It will also delve into the rules and requirements of the series as well as the range of options it affords investors.
The CommBank Flexi Rate Deposits Money Masters course with Steve James will explore how these deposits can be utilised by investors to provide a greater certainty of returns, irrespective of adverse interest rate movements. Steve also discusses how these products work to manage risk, the rules and requirements of the deposits, and the key features of the CommBank Flexi Rate Deposits range.
Multi-asset funds are single funds which invest in a variety of asset classes with different underlying characteristics, including equities, bonds, property and potentially alternative assets such as hedge funds. The UBS Tactical Beta Fund Money Masters course with Tracey McNaughton will explain what tactical beta funds are and how they are commonly used, and will provide insight into how tactical beta can be used in an investor’s portfolio.
The Folkestone Real Estate – Unlisted Funds Money Masters course with Greg Paramor will give you insights into Australian property in the unlisted space and why property investments should form an important part of a diversified portfolio. Greg discusses what types of property make good investments as well as what time horizons investors can expect to see returns over.
Investment bonds are long-term investment vehicles which may offer tax efficiency to some investors. The IOOF WealthBuilder is intended for investors who are looking to save over the medium to long-term by providing a simple solution for investments, tax planning and estate planning needs. This Money Masters course with Sue Herrald will explain what investment bonds are, how they are commonly used and how they could help your clients to achieve their life goals.
In this No More Practice/FPA Quarterly Update, Dante De Gori sits down with Vanessa Stoykov to discuss the key legislative, cultural and professional issues affecting your financial services industry. This quarter, he delves into the incoming education and professional standards, what impact the Life Insurance Reforms will have on the industry as well as why he believes the financial services industry does not need a Royal Commission.
Jack Delosa, founder and chief executive of The Entourage, discusses with Vanessa Stoykov the qualities entrepreneurs share and how advances in technology and diminishing barriers to innovation means we’re likely to see more of them in the future.
In a two-part conversation with Vanessa Stoykov, Jason Kim of Nikko Asset Management, explores the concept of value – what it is, how to access it and the role patience plays in assisting investors to realise value. Part one sees Jason make the case for value investing in a low returns environment, whereas, in part two, Jason explains how emotions influence your client’s investment decisions.
As Bryce Doherty, managing director of UBS Asset Management explains, choice and engagement are intrinsically linked to superannuation in Australia. In this two-part series, Bryce speaks with Vanessa Stoykov about the impact choice has on investing, why he believes many Australians remain unengaged with their super until they reach retirement, and what steps the industry can implement to change this.
As our world becomes more divergent it’s essential to be able to identify and invest in companies which have the ability to flourish in a low growth environment. In this Thought Leaders series, Will Low, head of global equity with Nikko Asset Management, speaks with Vanessa Stoykov about the role of free-thinking and pragmatism in investing, and why active investing will triumph in a low-growth world.
In this four-part Thought Leaders conversation with Vanessa Stoykov, Tanya Sale, chief executive of outsource financial explores the key issues currently impacting Australia’s credit broking industry and what affect these are having on the sector. Tanya discusses the ethical concerns around the mentoring of new entrants; how offering debt solutions can grow your business; what the true impact of self-managed superannuation fund (SMSF) lending has been on the industry; and why she believes the ownership of aggregators needs to be fully disclosed.
Statistics show the majority of Australian women are retiring with just over half the superannuation savings of their male peers. This presents a huge issue for Australians, advisers, and the economy. In a two-part conversation, Anne Fuchs of Sunsuper speaks with Vanessa Stoykov about why women have traditionally been disadvantaged when it comes to super and what steps advisers can take to help improve this for future generations.
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